Liberty Mutual will not have to cover virus losses from NJ Eatery

By Bill Wichert (September 21, 2021, 8:33 p.m. EDT) – A New Jersey state court ruled on Tuesday that a Liberty Mutual unit did not have to cover restaurant losses linked to the coronavirus pandemic , a judge finding that the restaurant was not physically tampered with and that the virus exclusion from its insurance policy prohibits coverage.

In granting the Ohio Security Insurance Co.’s offer to evade lawsuit by Grand Cru LLC, Superior Court Judge Owen C. McCarthy said in a telephone hearing that the restaurant cannot respond to the ‘policy requirement that their property has suffered “direct physical loss or damage”.

“Failure to establish direct physical loss or damage to covered property precludes …

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