There are many questions when deciding to have a baby.
Are we ready for a huge commitment? Does my state allow time off from work? Are we physically and mentally prepared? Can I pay for the cost of having a baby and pay for everything once the child is there?
My wife Sierra and I recently welcomed our son into the world on February 24th and it cost us a decent amount, even with insurance. Which got me wondering: How much does it cost to have a baby in New Jersey compared to other states?
The average regular birth in the United States costs about $4,700 with insurance and without insurance about $11,000 in 2021. Cesarean births cost about $7,000 with insurance and $14,000 without insurance.
Now on to New Jersey, and you might want to sit down before reading this. New Jersey is in a tie at five for the most expensive state for childbirth, at around $28,000. This is three times the national average. Only New York, California, Nevada and Florida come close.
If $28,000 isn’t enough, you still need to assemble the nursery. According to momlovesbest.com, after adding all the toys, crib, dresser, changing pad, bassinet, and more, you’re looking at spending around $100,000.
The bottom line is simple, New Jersey needs to set its delivery charges. When you add in everything else, from food to doctor visits, it can feel a bit overwhelming. However, this article is not meant to discourage you.
Having a good support system always helps. Plus, hosting a baby shower can significantly cut costs. Being a parent is difficult but an experience I wouldn’t change for the world. Wait until you’re ready, have lots of talks and good luck!
KEEP READING: Here are the most popular baby names in every state
Curious to know which names are trending in your home country? Keep reading to see if your name makes the top five – or to find inspiration for naming your baby.