Hartford unit defeats virus lawsuit from NJ law firm

By Hope Patti (February 4, 2022, 7:32 PM EST) – A New Jersey state court filed a law firm’s lawsuit against a Hartford unit for coverage of pandemic-related losses , saying the Garden State company did not suffer any direct physical loss or damage that would trigger coverage.

Judge Robert C. Wilson on Tuesday granted Sentinel Insurance Co. and Hartford Financial Services Group’s motion to dismiss, releasing the insurer from Fleming.Ruvoldt PLLC’s claims for declaratory judgment, breach of contract, bad faith and fraud.

“Courts define ‘direct physical loss’ as requiring physical loss or damage to property through structural alteration of the property or severe physical contamination of the property resulting in loss of…

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