Comparison between Cullman Bancorp (NASDAQ:CULL) and Bogota Financial (NASDAQ:BSBK)


Cullman Bancorp (NASDAQ: CULLGet a rating) and Bogota Financial (NASDAQ: BSBKGet a rating) are both small cap finance companies, but which is the better investment? We’ll compare the two companies based on earnings strength, profitability, dividends, analyst recommendations, valuation, risk, and institutional ownership.

Analyst Notes

This is a breakdown of current recommendations and price targets for Cullman Bancorp and Bogota Financial, as reported by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Cullman Bancorp 0 0 0 0 N / A
Financial of Bogota 0 1 0 0 2.00

Bogota Financial has a consensus target price of $11.00, indicating a potential downside of 1.08%. Given Bogota Financial’s possible higher upside, analysts clearly believe that Bogota Financial is more favorable than Cullman Bancorp.

Benefits and evaluation

This chart compares revenue, earnings per share, and valuation of Cullman Bancorp and Bogota Financial.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Cullman Bancorp $14.88 million 5.53 $1.75 million N / A N / A
Financial of Bogota $29.56 million 5.50 $7.52 million $0.41 27.12

Bogota Financial has higher revenue and profit than Cullman Bancorp.

Profitability

This table compares the net margins, return on equity, and return on assets of Cullman Bancorp and Bogota Financial.

Net margins Return on equity return on assets
Cullman Bancorp 13.10% 2.23% 0.54%
Financial of Bogota 19.27% 4.11% 0.72%

Institutional and insider ownership

5.2% of Cullman Bancorp shares are held by institutional investors. Comparatively, 20.2% of Bogota Financial’s shares are held by institutional investors. 2.8% of Bogota Financial shares are held by company insiders. Strong institutional ownership indicates that endowments, hedge funds, and large fund managers believe a stock will outperform the market over the long term.

Summary

Bogota Financial beats Cullman Bancorp on 8 of the 9 factors compared between the two stocks.

About Cullman Bancorp (Get a rating)

Cullman Bancorp, Inc. operates as a holding company for Cullman Savings Bank which provides various banking products and services. It offers individual checking, savings and retirement accounts, as well as certificates of deposit accounts. The Company also offers residential real estate for one to four families, commercial, commercial and industrial real estate, construction, multi-family real estate and consumer loans; and invests in securities. It operates three branches in Cullman, Alabama; and a branch in Hanceville, Alabama. The company was founded in 1887 and is headquartered in Cullman, Alabama.

About Bogotá Financial (Get a rating)

Bogotá Financial Corp. operates as a bank holding company for Bogota Savings Bank which provides banking products and services in the United States. It offers deposit accounts, including current accounts, savings accounts, money market accounts and certificates of deposit accounts. The Company also offers residential real estate loans for one to four families, commercial and multi-family real estate loans, as well as consumer loans, such as home equity loans and lines of credit, commercial and industrial loans and loans. building; and buys, sells and holds investment securities. It operates through various offices located in Bogota, Hasbrouck Heights, Newark, Oak Ridge, Parsippany and Teaneck, as well as through a loan origination office in Spring Lake, New Jersey. The company was founded in 1893 and is based in Teaneck, New Jersey. Bogotá Financial Corp. is a subsidiary of Bogota Financial, MHC.



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