New Jersey Mortgages

As banks grow through mergers and focus on online and mobile services, serious concerns are emerging about the fairness and accessibility of banking services for traditionally underserved Black and Latino communities. Most consumers and small businesses view the accessibility and convenience of bank branches as essential to serving their communities. …

New Jersey, Illinois and Interior California continued to have the highest concentrations of the riskiest housing markets in the second quarter, according to ATTOM’s Special Housing Risk Report. The largest clusters were near New York and Chicago. Second-quarter models, based on housing affordability gaps, underwater mortgages, foreclosures and unemployment, found …

Today, in 1676, rebels under Nathaniel Bacon burned down Jamestown, Virginia during Bacon’s Rebellion. Today, in 1777, during the Revolutionary War, American soldiers won the first Battle of Saratoga. Today, in 1796, President Washington’s farewell address was published. In it, the first Chief Executive of the United States advised: “Observe …

By Charlene Crowell As banks grow through mergers and focus on growing online and mobile services, serious concerns are emerging about the fairness and accessibility of banking services for traditionally underserved Black and Latino communities. In most cases, consumers and small businesses view the accessibility and convenience of bank branches …

WASHINGTON (AP) — Average long-term U.S. mortgage rates soared more than 6% this week for the first time since the 2008 housing crash, threatening to push even more buyers out of a doomsday market. rapidly cooling housing. Mortgage buyer Freddie Mac reported on Thursday that the 30-year rate rose to …

News and research before you hear about it on CNBC and others. Claim your one week free trial for StreetInsider Premium here. Hawaii, Nevada and New Jersey show the nation’s largest year-over-year declines in overall crime IRVINE, Calif.–(BUSINESS WIRE)–CoreLogic, a leading global provider of property insights, analytics and data solutions, …

I’m always looking for the best dividend stocks to buy, and dividend stocks under $25 are all the more tempting. The best dividend stocks do well in the stock market. They also reward investors who hold them by paying a monthly or quarterly dividend. With the stock market struggling so …

Credit: Unsplash/CC0 public domain Higher high tides, supercharged by rising sea levels, could inundate all or part of an estimated $34 billion in real estate along the country’s coasts in just 30 years, a new report concludes. . Over the course of a 30-year mortgage, up to 64,000 buildings and …

Let’s talk about IPOs, the most common route for companies to enter public markets. Last year, and the year before, saw record breaking and record numbers, in total number of public offerings and capital raised, but that breakneck pace has slowed this year. In the first half of 2022, just …

MIDDLESEX COUNTY – Gold Star identification cards are now available to spouses, domestic partners, civil union partners and children of service members who died while on active duty in the United States Armed Forces. This includes children of whom the service member was a parent, legal guardian or other legal …

Looking for the latest mortgage rates to make your purchase or refinance decisions? We have what you need. Here you can see today’s mortgage interest rates, updated daily based on data from Bankrate, so you can have the most up-to-date data when buying or refinancing your home. 30 Year Fixed …

CHRISTOPHER RUGABER Associated Press JACKSON HOLE, Wyoming — When Diane Swonk first attended the Federal Reserve’s annual economic conference in Jackson Hole in the late 1990s, there was a happy hour for women who attended the event. He barely filled a single table. Today, the “Women at Jackson Hole” happy …

Posted on August 25, 2022 The grant program ends September 30, so apply today! Millie’s house a popular daycare center in Montville Township, received a $15,000 from the Morris County Small Business Grant Program today hand-delivered by Morris County Commissioner Tom Mastrangelo and US Representative Mikie Sherrill. “It’s so huge …

August 22, 2022, 2:05 p.m.Updated 13h ago By: News 12 Staff Soaring real estate values ​​mean many homeowners are inundated with equity – the difference between what they owe and what their home is worth. The average price of a home has risen 42% since the start of the pandemic, …

Photo-Illustration: The Cut; Photos: Getty Before we got married, my wife and I weaved our way through all the premarital conversations you’re supposed to have. The one about family (we established early on that we absolutely didn’t want to have kids); the one on expenses (we are both savers); the …

PRINCETON, NJ – This Saturday, Tunnel to Towers will host a 5k run and walk in Princeton. This run honors Stephen Siller, a Brooklyn firefighter who died saving others after the 9/11 terrorist attack. This will be the second year of the Tunnel to Towers 5K at Princeton. The Tunnel …

Tthe housing statistics for his morning were, on the face of it, not very good. The overall number of housing starts showed a decline of almost 10% compared to last month, against a consensus expectation of a decline of almost 3%. There was a small relief in the number of …

This is a unique story in the history of Atlantic County, New Jersey. Moreover, we cannot find another example like this in all of American history. For over two decades, there was a very famous family that lived right next to the old Atlantic County Jail. The Gerard Gormley, Sr. …

In case you think there’s any doubt that former President Donald Trump is running for re-election in 2024, guess again! In fact, we have learned and confirmed from several sources well placed in Trump’s orbit that US Congressman Jeff Van Drew is legitimately and seriously considered to be Trump’s 2024 …

NEW JERSEY — New data from real estate information analyzer ATTOM Data Solutions has revealed that, from the first quarter of 2022 through the second, the percentage of mortgaged residential properties considered “equity-rich” increased in the United States, exception of a State. According to the ATTOM US Home Equity & …

As summer approaches, Connecticut has seen one of the largest declines in the nation in mortgages classified as “seriously underwater” — those for which homeowners owe 25% or more on their loans above the market value of their homes. This can lead to a loss on any attempted sale and …

TheStreet downgraded the shares of New York Mortgage Trust (NASDAQ:NYMT – Get Note) from a c- to a d+ rating in a report released Wednesday, reports TheStreetRatingsTable. A number of other research analysts have also recently commented on the company. Barclays lowered its price target on New York Mortgage Trust …

In North Carolina and many other states, sellers don’t have to tell buyers if a home has ever been damaged by flooding. A new study indicates that lack of disclosure can lead to unexpected and costly future damage. The Natural Resources Defense Council report examined undisclosed flood risk in real …

Image source: Getty Images Tired of rising property taxes? Moving may not be a good solution at the moment. Key points Rising home values ​​can lead to higher property taxes. Rushing to move because of a higher tax bill may not be a good solution. Some people are no strangers …

NEW YORK (AP) — A Pennsylvania mortgage company owned by billionaire businessman Warren Buffett’s company has discriminated against potential black and Latino home buyers in Philadelphia, New Jersey and Delaware, it said Wednesday. the Department of Justice, in what is being called the second largest redlining settlement in history. Trident …

Type of mortgage Minimum credit score Advance payment Other factors Classic loan 620 3% minimum Closing costs of 2% to 5% of the purchase price FHA loan 580 3.5% minimum Maximum debt ratio of 43% HomeReady Mortgage 620 3% minimum Income = or Read More »

MINEOLA, NY, July 25 12, 2022 (GLOBE NEWSWIRE) — Hanover Bancorp, Inc. (Nasdaq: HNVR) (the “Company”), parent company of Hanover Community Bank (the “Bank”), announced today that it is once expanding to new geographic footprint of the company with the opening of an office at 410 Motor Parkway, Hauppauge, New …

Comerica Bank increased its stake in Essent Group Ltd. (NYSE: ESNT – Get Rating) 2.0% in Q1, according to the company in its latest 13F filing with the Securities and Exchange Commission. The company held 51,751 shares of the financial services provider after purchasing an additional 991 shares during the …

Americans are paying far more today for goods and services due to 40-year-old high inflation, a factor that is impacting prices across the board, including for your mortgage and in real estate. Yet even with rising house prices, entering the housing market now could help protect your future against inflation. …

July 18 (Reuters) – U.S. homebuilder sentiment fell in July to its lowest level since the early months of the coronavirus pandemic, as high inflation and the highest borrowing costs for more than a decade have virtually crippled customer traffic. Meanwhile, an indicator for service sector activity in the northeastern …

For the month of April, 2.9% of all mortgages in the United States were at some stage of delinquency (30 days or more past due, including those in foreclosure), representing a decrease of 1.8 percentage points from 4.7% in April 2021, according to CoreLogic’s latest Loan Performance Report for April …

Every morning, Oscar The Grouch wakes up in a trash can. Oscar rises from the depths of his box, barely sticking his head out. The lid sits askew on his head like a hat. Oscar takes a look at the world around him. It’s a dump. A gang of street …

I reached out to members of the Hurley family and asked them to share their favorite crabs (seafood) that are available in the Atlantic City, New Jersey area. This mission was not a job, it was a joyful exercise. The photo gallery below has something for all seafood/crab lovers everywhere. …

US Congressman Jeff Van Drew, NJ-R-2, made the big news Wednesday, July 6, 2022 on Fox News radio’s nationally broadcast The Guy Benson Show. I served as a guest host and conducted the interview with Van Drew at 5:35 p.m. yesterday. You can listen to the full interview on demand …

It’s not anecdotal, it’s true…there is a noticeable increase in shark activity in New Jersey (globally), as well as southern New Jersey and the Atlantic City area. Don’t take my word for it. OCEARCH, is a highly respected organization that meticulously maps shark activity. Over the past 9 years, OCEARCH …

There’s an old expression, credited to former United States President Harry S Truman, who said, “It’s amazing what you can accomplish if you don’t care who gets the credit.” FUN FACT: There is no dot after the S in Truman’s middle initial. The S is all there is, no middle …

We interviewed several parents from Northfield, New Jersey Community School. They are concerned about an incident that occurred on school property on June 3, 2022, at approximately 12:30 p.m. Northfield Public Schools Superintendent Pedro P. Bretones described the individual as “a partially dressed adult male in the bushes on Cedarbridge …

There’s an old saying that goes “You’re never a hero in your own hometown”. Former Atlantic City golf legend Leo Fraser, former president of the Professional Golf Association (PGA) of America, has his own take on the misnomer. Fraser had a memorable saying that “you have to go 60 miles …

Placeholder while loading article actions As recently as March, a 30-year fixed mortgage seemed like a pretty good deal. The average interest rate was below 4%, even though inflation was more than double. This divergence could not last forever, and it did not. Just last week, mortgage rates jumped more …

Despite rising only marginally after yesterday’s Federal Reserve rate hike of 75 points, cryptocurrencies are once again feeling pressure from a myriad of factors, including destabilized markets, fears of an impending recession, the previous depeg of TerraUSD and the slow collapse of Celsius. As of this writing, Bitcoin price sits …

Special report June 12, 2022 3:06 p.m. Last updated: June 12, 2022 3:07 p.m. The US real estate market has gone through a period of unprecedented house price increases over the past two years. At the pace of recent months, the only period that corresponds to it is 2005-2006, just …

By TD Thornton The trustee in Ahmed Zayat’s personal bankruptcy case negotiated a $1.5million settlement to be paid by the debtor’s brother, Sherif Zayat, which a court document said he would ‘resolve all claims and Causes of Action” related to the multiple mortgages on Zayat’s home. The motion to approve …

SCHENECTADY — One of the region’s oldest companies will celebrate a milestone anniversary on Thursday with 70 times more employees than when it started and an 82,000% increase in assets. One thing that hasn’t changed is the address. Trustco’s long history began at 320 State St. on June 9, 1902, …

Berkshire Bancorp (OTCMKTS:BERK – Get Rating) and Citizens Financial Group (NYSE:CFG – Get Rating) are both finance companies, but which is the better investment? We’ll compare the two companies based on their dividend strength, institutional ownership, earnings, valuation, profitability, analyst recommendations and risk. Analyst Recommendations This is a breakdown of …

Image source: Getty Images Sellers must disclose certain defects to buyers. But is paranormal activity one of them? Key points State laws generally require home sellers to make disclosures to buyers. If the sellers have detected paranormal activity in their home, it could be considered a defect. Sellers should know …

Federal Reserve Chairman Jerome Powell. Xinhua News Agency | Xinhua News Agency | Getty Images Americans face a period of rapidly rising interest rates for the first time in years. The Federal Reserve released the minutes of its last meeting on Wednesday, showing that the central bank plans to make …

It was not really Aunt Fannie but her chief economist Doug Duncan who concluded today that the party ended in March as interest rates have climbed 200 basis points since January 1. Fannie Mae revised new home sales for March to 709,000 from an earlier estimate of 763,000. The April …

Part of the $2.2 trillion Coronavirus Aid, Relief, and Economic Security Act, passed by Congress and signed by President Donald Trump in March 2020, included temporary foreclosure and eviction protections for homeowners holding federally guaranteed mortgages. This emergency regulatory safeguard kept millions of Americans at home during the pandemic’s most …

NCUA president attends meeting on credit union aid to war-torn Ukraine BROOKLYN, NY, May 18, 2022 /PRNewswire/ — The Chairman of the National Credit Union Administration, the Honorable Todd M. Harper, visited the headquarters of the Polish & Slavic Federal Credit Union on Friday, May 13, 2022. Mr. Harper, who …

Berkshire Bancorp (OTCMKTS: BERK – Get Rating) and Associated Banc (NYSE: ASB – Get Rating) are both finance companies, but which is the best investment? We’ll compare the two companies based on earnings strength, analyst recommendations, valuation, institutional ownership, dividends, risk and profitability. Volatility and risk Berkshire Bancorp has a …

MINEOLA, NY, May 13, 2022 (GLOBE NEWSWIRE) — Hanover Bancorp, Inc. (Nasdaq: HNVR) (the “Company”), parent company of Hanover Community Bank, today announced the closing of its initial public offering of ‘ordinary actions . The Company sold 1,275,000 common shares at a public offering price of $21.00 per share. The …

FB Financial (NYSE:FBK – Get Rating) and Republic First Bancorp (NASDAQ:FRBK – Get Rating) are both small cap finance companies, but which company is better? We will compare the two companies based on the strength of their analyst recommendations, earnings, institutional ownership, risk, dividends, valuation and profitability. Analyst Notes This …

As mortgage interest rates have jumped higher this year, mortgage banker Patrick Lopez has seen a common problem among homebuyers getting pre-approved for mortgages — a strategy real estate professionals recommend in a competitive market. Pre-approval allows buyers to show sellers that they have the funds to pay quickly. The …

According to reports from Mortgage capital negotiation and Black Knight watch. Total mortgage rate locks by dollar volume fell 5% in April from the previous month, according to MCT’s Monthly Mortgage Locks Volume Indexes report. Compared to the same period last year, the number of rate locks by mortgage volume …

five gold stars Getty Mid-cap dividend stocks are the best deal on the board right now. I like them because lame income investors don’t consider them. They attach to: Large Cap Stocks: For the dividend security. Small cap stocks: For the dividend growth. Meanwhile, many under-the-radar mid-cap stocks are between …

New Mexico will offer free childcare to most residents New Mexico will eliminate the cost of child care for most families through June 2023, Governor Michelle Lujan Grisham announced in a press release. This initiative will apply to families earning up to 400% of the federal poverty level, expanding affordable …

According to the latest industry data, Americans are stretching their budgets to buy new homes, scrambling to close deals quickly to avoid higher mortgage financing costs later. Lenders and real estate agents said buyers’ willingness to spend more of their income on mortgage payments was supporting house prices just as …

The Federal Reserve is expected to announce a half-point increase in interest rates on Wednesday afternoon, which will drive up mortgage and credit card rates and increase the cost of obtaining a home equity loan. home. According to Rutgers University economist James Hughes, with inflation continuing to rise, the Fed …

By Antonio Ray Harvey, California Black Media Contra Costa District Attorney Diana Becton, California’s only black DA, recently joined state Attorney General Rob Bonta and acting Richmond Police Chief Louie Tirona to announce that they identified the man who killed 28-year-old Meekiah Wadley in 1999. In an emotional press conference, …

Lifestyle visuals | E+ | Getty Images Adjustable rate mortgages are making a comeback. With interest rates soaring, more and more buyers are turning to ARMs, which offer lower initial rates than fixed-rate loans. However, after a certain period, the ARM rate adjusts to reflect current market conditions. “You have …

To print this article, all you need to do is be registered or log in to Mondaq.com. As of April 7, 2022 This document is provided for informational purposes only, does not constitute legal advice and does not replace consultation with an attorney on specific facts and circumstances. This document …

It will be much easier than you think. It won’t matter, we can all survive without a plastic bag. Although it may take some getting used to, banning plastic bags is a good idea. Before you get angry, listen to me… Why is banning plastic bags a good idea? This …

CLEVELAND — New numbers show the nation’s foreclosure rate is on the rise, with Ohio being one of the states with the biggest increase and Cleveland number one among all major cities. ATTOM, parent company of RealtyTrac, the largest online marketplace for foreclosures and distressed properties, released its U.S. foreclosures …

Here are some of this week’s highlights for 420 names on the Investor Guidance List: AAWH has launched adult sales at the Rochelle Park Dispensary in New Jersey. AYRWF announced the launch of the premium flower Kynd in Florida. CCHWF has launched adult use at its two New Jersey locations …

Antonio Ray Harvey | California Black Media (CBM) – Last week, California Attorney General Rob Bonta called on the federal government to ban extra fees that businesses charge homeowners to pay their mortgages. California joins 20 other states and the District of Columbia in this effort. “Some financial service providers …

MIDDLESEX COUNTY, NJ — If you’re a history buff and researcher, this might be good news for you. The Middlesex County Clerk’s Office has been digitizing public records for almost a century, since 1923. Documents can now be searched and viewed online through NewVision Systems’ official documents system. Digitizing these …

If you’re looking for a new retirement lifestyle, you’re not alone. Of those who bought new homes, 18% were younger baby boomers, aged 56 to 65, and 14% were older baby boomers, aged 66 to 74, according to the trends report. 2021 Generational Home Buyers and Sellers from the National …

Mortgage origination activity increased last month despite rapidly rising mortgage rates as potential buyers sought to lock in their loans. According to the Mortgage Monitor monthly report from Black Knight. While in-cash refinance activity, which has been somewhat isolated due to strengthening home values, rose only 1.6% in March from …

Whether you want to save money for retirement, pay off college debt, or improve your credit score, New Jersey says it wants to help. As part of National Financial Literacy Month, the state is launching a free financial wellness platform called NJ FinLit. It will be available to all adult …

Conventional wisdom dictates that buyers must put down at least 20% down payment to be successful in buying a home. While it is true that some properties may require such a change from the start, 20% is hardly the do or die requirement that it once was. Many low and …

Those who follow the regular performance metrics of the reverse mortgage industry know that 2021 volume was pushed higher by a record December. What followed in January actually managed to reach even higher, before a slight decline occurred in February. In March, however, industry activity hit a level not seen …

Peapack-Gladstone Financial Corporation with ticker code (PGC) now have 4 analysts covering the stock. Analyst consensus points to a buy rating. The range between the target price high and the target price low is between 43.75 and 37 calculating the average target price we see 39.44. Together with the stock’s …

MANY Americans are set to receive a portion of the $87.3 million earmarked for rental assistance. New Jersey has already distributed $625 million in federal emergency rental assistance funds. 1 This rental assistance program comes after New Jersey has already distributed $625 million The state is now receiving an additional …

Ida and Ephraim Robinson both grew up in the Deep South; Ephraim and his family fled Alabama after his father was lynched. The couple met swing dancing at the Savoy Ballroom in Harlem, got married and bought the house in Park Place. Ephraim then prospered as a businessman, selling dental …

Image source: Getty Images Funds for rent relief are always available. But that’s partly because some states are seeing their aid withdrawn. Key points The federal government is reallocating rent relief funds to states that need the most help. In doing so, it takes funds away from states that have …

Although delinquent loans increased slightly (+1.8%) in February, the national delinquency rate remains close to pre-pandemic levels heading into March, which typically sees strong seasonal performance improvements February’s increase was driven by a 97,000 rise in early-stage delinquencies – which nonetheless remain well below pre-pandemic levels At the same time, …

Katerina will lead the group’s strategic efforts to improve every aspect of the business, from sales and marketing, to finance, operations and technology innovation. “Shortly after hiring Katerina as Chief Strategy Officer of Epoch Financial Group in January 2021, I could see the immediate measurable impact she had on our …

As of March 21, 2022 This document is provided for informational purposes only, does not constitute legal advice and does not replace consultation with an attorney on specific facts and circumstances. This material is not a solicitation, and your use of this material does not create any attorney-client relationship between …

NFM Lending was the obvious choice… Their desire to grow with the loan originator and provide them with the technology resources and tools to handle market changes was the separating factor. Linthicum, MD, March 18, 2022 (GLOBE NEWSWIRE) — Mortgage lending veterans Mack Dadyan and Larry Colangelo announced today that …

Mortgage Industry Advisory Corp. put up $1.1 billion in Ginnie Mae-backed non-performing mortgages for sale, its second such offering this year. Nearly half, or 49%, of the entire pool comes from six states of California, New York, Florida, Texas, Maryland and New Jersey. The weighted average coupon rate is 4.145%. …

Most Americans have debt, whether it’s student loans, a mortgage, a credit card, or a car loan. But what happens to debt management when you are retired or close to retirement? While many Americans were able to pay off some of their debt at the start of the pandemic when …

There is no doubt that the current economic transition from low and slow (interest rates and growth) to fast and furious is wreaking havoc on the stock market. But that doesn’t mean financial stocks will pay the price. The fact is that financial stocks – at least good ones – …

“The main reason we are where we are is because we have very high housing segregation,” said Elise Boddie, a law professor at Rutgers Law School and founder of The Inclusion Project at Rutgers. “Because we have a state law that more or less requires students to attend the school …

Some housing markets are at higher risk of a downturn than others in the United States, as homeowners owe more on their homes than they are worth, and incomes are used to pay a higher percentage of housing costs. (iStock) Three states have housing markets at highest risk of downturn …

Americans might be tempted to view the war in Ukraine as an unfortunate but distant crisis. As an economist, I know the world is too connected for the United States to be unaffected. On February 22, 2022, President Joe Biden warned Americans that a Russian invasion of Ukraine — and …

Like a bad marriage breakup, New Jersey – which plans to end its nearly 70-year relationship with New York over the watchdog agency that has long monitored the area’s docks and piers on the waterfront de mer – began work on the division of property. In a five-page letter, Governor …

By Andrea McChristian More than fifty years ago, Dr. Martin Luther King Jr. spoke to us of the Two Americas: “One America is… overflowing with the milk of prosperity and the honey of opportunity. In “the other America”, Dr. King said, “millions of people … find themselves perishing on a …

IRVINE, Calif.–(BUSINESS WIRE)–February 23, 2022– CoreLogic, a leading global provider of property insights, analytics and data solutions, today released its Property Tax Delinquency Report, which analyzes changes in national and state property tax arrears. Annual data for 2021 shows an average national crime rate of 5.9%, down 0.4% from the …

Bertram “Bert” Alexander, born August 1, 1936 in Brooklyn NY died peacefully in Saint Louis Park, MN on February 18, 2022Born and raised by a loving family in Brooklyn, he was a true New York character through and through. He loved life, his family, in fact he loved everyone – …

Stocks capped a week of volatile trading on Wall Street with a large selloff on Friday that left the major indexes with their second consecutive weekly loss. The selling lost some momentum in the afternoon but intensified again in the final hour of trading. The S&P 500 and the Dow …

Many businesses featured on Money advertise with us. The opinions are our own, but the compensation and extensive research determines where and how businesses can appear. Learn more about how we earn money. More and more homes in the United States are worth $1 million – or much more. A …

“We just want to try to take that away.” If approved for what’s called a retail microlicense, the three-generation family – whose members range in age from 31 to 78 – plans to open a roughly 2,500-square-foot store filled with a range of cannabis-based products. The store has a name, …

A New Vineyard, Maine man was arrested on multiple counts in Fort Lee, New Jersey with a “ghost” weapon and more than 25 pounds of pot. Who was arrested and what is a “Ghost Gun?” Carleton E. Dixon, 40, was in his black Chevrolet Silverado in Fort Lee, New Jersey, …

Wendy Williams spent months away from her talk show for health reasons. Now she says her bank, Wells Fargo, is blocking her access to accounts containing millions of dollars, People reports. Williams claimed in a New York court filing that the bank blocked her from the accounts for more than …

CoreLogic links the current mortgage default rate, which is back to pre-pandemic levels, to the growth of national income. The company says the national rate, indicating the percentage of mortgages that are 30 days or more past due or in foreclosure, dropped to 3.6% in November. This is a decline …

Peapack-Gladstone Financial Corporation with ticker code (PGC) now have 4 analysts covering the stock with the consensus suggesting a buy rating. The target price ranges between 43.75 and 37 by calculating the average target price we have 39.44. Together with the stock’s previous close at 37.56, this indicates that there …

The following discussion and analysis of our financial condition and results of operations should be read in conjunction with our consolidated financial statements and related notes included in this quarterly report and with our annual report on Form 10-K for the fiscal year ended September 30, 2021. Some of the …

Many players in the insurance industry may consider the Federal Home Loan Bank as an agency that facilitates affordable home mortgages. The system, founded at the end of the Herbert Hoover administration to support community investment, is that. But it also lends to member insurance companies that may need help …

Trying to time the markets is often a wild ride. If you need proof, just look at the dot-com meltdown of the 90s or the housing crash of 2008. But react to what you almost know is about to happen? This is called being notified. In December, the Federal Reserve …