New Jersey Insurance – Sun National Bank Center Mon, 10 Jan 2022 11:06:07 +0000 en-US hourly 1 New Jersey Insurance – Sun National Bank Center 32 32 Munich Re calls for urgency as losses of nat re / insured cats hit $ 120 billion in 2021 Mon, 10 Jan 2022 11:06:07 +0000

Globally, the impacts of natural disasters in 2021 cost the economy a whopping $ 280 billion, of which reinsurer Munich Re says about $ 120 billion, or 43%, was covered by reinsurance protection.

The $ 120 billion total is higher than some other estimates for the year, including Swiss Re’s $ 112 billion figure announced in December, although that excludes convection storms and tornadoes on December 10 and 11. in the United States, which Munich Re valued at $ 4 billion.

In 2021, Munich Re finds that overall losses from natural disasters were significantly higher than the $ 210 billion reported in 2020 and the $ 166 billion recorded in 2019.

The same is true for the insured portion, with the $ 120 billion for 2021 eclipsing both the $ 82 billion and $ 57 billion seen in 2020 and 2019, respectively.

With only 43% of the total economic damage insured in 2021, this leads to a protection gap (gap between economic and insured damage) of 57%. Although this is a smaller spread than in 2020, Munich Re attributes this to the higher proportion of losses suffered in the United States in 2021, which is one of the most important insurance markets. mature in the world.

Gallagher Re

“The images of natural disasters in 2021 are worrying. Climate research increasingly confirms that extreme weather has become more likely. Societies urgently need to adapt to increasing weather risks and make climate protection a priority. Insurers assume their responsibilities by covering part of the risks and losses. By applying risk-appropriate premiums, they put a price on natural risks, thus encouraging carefully thought-out behavior to limit losses, ”said Torsten Jeworrek, member of the board of directors of Munich Re.

“At the same time, severe volcanic eruptions and earthquakes in 2021 have shown that we should not neglect these categories of natural disasters either. “

According to figures from Munich Re, the United States accounted for about $ 145 billion of total global economic losses and $ 85 billion, or about 71% of total insured losses.

The United States experienced the costliest natural disaster of the year with Hurricane Ida, which made landfall south of New Orleans as a Category 4 storm on August 29. After hitting the area, the storm moved northeast and caused severe flooding, including in New Jersey and the New York metro area.

According to Munich Re, Hurricane Ida caused total losses of $ 65 billion and losses to the insurance industry of $ 36 billion.

While Ida was the costliest event of the year, the United States was also hit by winter storm Uri in February, with a temperature of -8 ° C (17 ° F) in Houston, au Texas. The unusual event left millions of people without electricity and caused economic losses of more than $ 30 billion, of which Munich Re says more than 50% was insured, making it the third most expensive nat cat in 2021.

As the year started extremely cold in Texas, it ended with a flurry of devastating tornadoes in the states of Arkansas, Illinois, Kentucky, Mississippi, Missouri and Tennessee. The series of storms in the central and southeastern United States claimed the lives of 90 people and resulted in an economic impact of $ 5.2 billion, of which $ 4 billion was insured.

Outside of the United States, a significant rainfall event in July caused severe flooding in parts of Europe, with Germany worst affected. Known as the Bernd Low Pressure System, the event saw some of the highest levels of precipitation in local regions in over a century, causing economic losses of $ 54 billion, of which $ 40 billion in Germany, making it the most expensive country ever for nat cats.

But despite the high overall loss, the impact of uninsured infrastructure losses and limited insurance density for flooding in Germany, according to Munich Re, means insured losses only reached $ 13 billion, and $ 9.7 billion in Germany.

“The disaster statistics for 2021 are striking because some of the extreme weather events are of the type that are likely to become more frequent or more severe due to climate change. These include severe storms in the United States, including during the winter semester, or heavy rains followed by flooding in Europe, ”said Ernst Rauch, head of climate and geology at Munich Re and head of the Climate Solutions unit.

“For hurricanes, scientists predict that the proportion of severe storms and storms with extreme precipitation will increase due to climate change. Although events cannot be automatically attributed to climate change, analysis of changes over decades provides plausible indications of a link with warming atmosphere and oceans. Adapting to the increasing risks of climate change will be a challenge.

In the Asia-Pacific region, Munich Re notes that losses have remained modest with an economic impact of $ 50 billion, of which $ 9 billion is insured. This results in a protection gap of 83%, which shows how low insurance penetration is in many parts of the region.

The region’s costliest nat cat event in 2021 was severe flooding in central China’s Henan Province with an economic cost of $ 16.5 billion, of which Munich Re says only 10 % were insured.

In Japan, a magnitude 7.1 earthquake struck the east coast on February 13, causing an overall loss of $ 7.7 billion and insured damage of $ 2.3 billion, a protection gap of 70% .

Obviously, insurance penetration is much higher in places like the United States and parts of Europe compared to much of Asia-Pacific, but the global gap of 57% shows that there is still a large gap, even in industrialized countries.

According to Munich Re, this gap has narrowed over the past decades in developed countries, but remains unchanged at over 90% in the poorest countries.

“Increased insurance density can help people and countries cope better with the financial consequences of a disaster and help them get back to normal life. Developing concepts in partnership with governments (public-private partnerships) certainly makes sense, ”said Rauch.

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81-year-old grandmother says she survived bear attack Sat, 08 Jan 2022 14:37:00 +0000

The New Jersey grandmother who battled a 300-pound bear says she only survived the dismemberment because her beloved spaniel, Amanda, sacrificed her life in a valiant fight against the beast.

“I survived, because he took the dog. If he hadn’t taken the dog, he probably would have gotten rid of me, ”Carol Neighbor, 81, told The Post in her first interview since the bloody and terrifying attack on Monday night.

At around 7 a.m., she had just let out Amanda, her 14-year-old springer spaniel, and her daughter’s dog, a “very fast” Vizsla – to see them confront two bears that were eating her rubbish, according to Voisin and Township Police. Sparta.

“When I turned on the light and the dogs started running at them and barking, the big bear ran away,” she said.

The smaller bear – still formidable at over 300 pounds, officials said – attacked Amanda.

The neighbor stood up for her dog, causing the bear to turn on her.

Carol Neighbor posing with her spaniels in happier times.

“I was hitting him and screaming,” recalls the widow, who added that her punches had almost no effect.

The bear bit the neighbor’s leg, leaving a gash that required stitches to close, Sparta Township officers told CBS2.

“He threw me to the ground and took the dog,” Amanda Neighbor remembers sadly.

“When they finally found her in the woods, they took her to the vet and she couldn’t be saved,” said Neighbor, retired director of insurance company AIG. “We had to drop his mother this year, who was 17 years old. It’s hard to lose two in the same year.

A Facebook post shows Amanda with a second spaniel, possibly her mother.

Her daughter’s dog is unharmed.

Black bears are common in mountainous Sussex County, northern New Jersey, and as human-bear encounters become more frequent, bear attacks are “extremely rare,” the representative said. from DEP, Larry Hajna.

A black bear in the woods.
Black bears are common in the Neighbor area.
Getty Images / Fotosearch RF

DEP data shows an attack on one person in 2020 and none in 2021. The last recorded human death from a New Jersey black bear was in 2014.

Neighbor, a grandmother of five, is an animal lover who works in a local dog rescue.

Government officials plan to shoot the killer dog bear down – once they find it.

“They went looking that night … but they couldn’t find the bear,” Neighbor said. “I have a bear trap in my driveway now. “

Diocese of NJ seeks $ 27 million insurance settlement Thu, 06 Jan 2022 23:35:00 +0000
By Rick Archer (Jan. 6, 2022, 6:35 p.m. EST) – The Diocese of Camden asks New Jersey bankruptcy judge to sign nearly $ 27.2 million settlement with its insurance companies despite opposition clergy abuse seekers.

In documents filed Wednesday, the Roman Catholic Diocese said that although the tort plaintiffs committee rejected the proposed settlement, accepting it would be better for the estate than uncertain and potentially costly litigation.

The diocese reached Chapter 11 on October 1, 2020, as it faced dozens of lawsuits alleging child sexual abuse by clergy and other religious figures dating back decades. At the time, we used to say …

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Philadelphia COVID test sites to be regulated after Lab Elite pop-ups, city says Tue, 04 Jan 2022 23:30:07 +0000

When thousands of Philadelphians took COVID-19 tests in downtown tents last week, few realized their nasal swabs were collected by a New Jersey-based marketing agency and then shipped to a lab in Chicago trials, owned by a plumber and bar owner.

But the alarm bells rang on Monday when health officials urged residents to avoid testing in pop-up tents, warning that test collectors had falsely identified themselves as FEMA partners and may have – even being asked for social security numbers.

More than 4,000 Philadelphians have wondered if their personal information is safe and if they can trust the results of PCR tests.

Nikola Nizonic, owner of Lab Elite in Chicago, made no secret of his exasperation when he learned he was having trouble in Philly.

“It’s a complete show,” Nizonic told The Inquirer Monday, heaving a sigh. “We never ask for social security. “

READ MORE: Where to get a free COVID test in Philadelphia

Lab Elite, a federally accredited toxicology lab founded in 2020, blamed the problem on a New Jersey-based subcontractor that another contractor hired to collect the test samples in Philadelphia. Lab Elite said the personal data provided to them is secure and that they ramped up test results on Monday, after the city’s warning made headlines. The tents have been closed and the company has no plans to return to Philadelphia.

In response to the pop-up tents, officials in Philadelphia said they were working to put in place a regulatory process for test sites, including inspections and potential penalties. The city did not immediately have more details to offer on this process.

But the problems in Philadelphia also upset officials nationwide amid record spike in COVID-19 cases: there is a dearth of available tests; new companies quickly emerged to fill the void, many of them run by entrepreneurs with no medical background; and city and state officials do not always regulate and are aware of testing operations.

And there is no immediate end in sight for the testing issues. President Joe Biden said in December that his administration would distribute 500 million rapid home tests and set up a FEMA testing site in Philadelphia, but no further details were made public. The city is also working to buy rapid tests and contract with more test providers, Health Department spokesman James Garrow said.

How do you know if a COVID-19 test site is legitimate?

Here are some tips from the Philadelphia Department of Public Health for assessing whether a test site is trustworthy:

  • Ask who the test site is affiliated with and check with the institution where it is located. Legitimate sites will associate with the installation and the installation should vouch for them.
  • Look for institutional logos on documents. You can call these institutions to make sure they are affiliated with them.
  • Visit to see if the site is listed in the city database.
  • Testing sites may claim your insurance but should not charge you for testing.
  • Test sites shouldn’t ask you for your social security number.

The pandemic has created opportunities for entrepreneurs to venture into the testing and immunization business – and not all of them are qualified or reputable, as Philadelphia officials learned last year from their unfortunate partnership with them. students who started Philly Fighting COVID.

Concerns about unsavory testing sites have escalated in recent days, with cities like Chicago, St. Louis and Jersey City also warning residents of scam pop-ups. But some pop-up sites are legitimate, only adding to the confusion for people looking to get dabbed.

“We just don’t have enough supply for demand… and the government doesn’t have the capacity or the staff to be proactive,” said John Cui, associate professor at Georgetown University’s McDonough School of Business who has studied how to encourage access to testing.

READ MORE: Philly officials warn residents against using pop-up COVID-19 test sites in downtown

The operation and funding of COVID-19 testing sites can be complex and may involve multiple companies. People are generally not charged for the tests; instead, the testing company bills its health insurance or the federal government. The Pennsylvania Department of Health regulates the labs that analyze test samples for COVID-19, but not the testing operations themselves.

In the case of Lab Elite, the company operates a lab in Chicago that contracts with other companies to collect and send samples to them for testing. A company called Digital Dash is collecting samples for Lab Elite in Chicago, and co-owner Azeem Macci said a New Jersey-based company has contacted him to start a similar operation in Philadelphia.

Macci said Digital Dash trained representatives of that company, LP Global Inc., and sent them test kits to use. But he said he did not provide brochures with the FEMA logo on it, leading city officials to question the operation. And he said LP Global told him that she had municipal permits to pitch tents on street corners, but was unable to provide proof. The city said it did not have a contract or deal with the company, which did not respond to calls for comment.

The incident also raises questions about the reliability of test samples handled by unregulated groups. Stanley Weiss, a physician and professor of medicine at Rutgers New Jersey Medical School, said even the most experienced operators can lose or mishandle test samples, compromising individual results or the reliability of test data.

“It is simply unacceptable,” Weiss said.

READ MORE: What you need to know about the accuracy of rapid home COVID-19 tests

Lab Elite’s test tents closed on Friday, just days after opening.

Zishan Alvi, president of Lab Elite, said only his lab received personal information and photos of people’s driver’s licenses, as online forms were sent directly to his servers in Chicago. And these forms do not include social security numbers, he stressed.

“We have a very clean operation and we do everything right when it comes to testing,” said Alvi.

Although Lab Elite is an accredited laboratory, its leaders do not have experience in the medical field.

Nizonic owns a business with over a dozen businesses under his belt in the Chicago area, from a real estate group to a plumbing company to a bar called Aberdeen Taproom.

As the pandemic enters its third year, Nizonic’s laboratory activities are booming. It brought in more than $ 1.1 million in revenue last year, according to public records. But he said it’s not in the business to make a quick buck.

“We’re on the long term,” he said, noting that his company offers other toxicology tests.

But Lab Elite is no longer planning tests in Philadelphia. “I kind of have a bad taste,” Alvi said. “We should never have been there in the first place, but I can’t go back. The only thing we can do is publish everyone’s results. “

Garrow said city officials are happy to hear that some residents have received Lab Elite results. He said people who have visited pop-up sites and have not received results should call the supplier and file a complaint with the Pennsylvania Attorney General’s office if they are not satisfied with the response they receive. receive.

“We have no proof that these tents are a scam, but we also have no proof that they are not,” said Garrow. “Our concern is that, given… the fact that anyone can pitch a tent and say they are doing COVID testing, people should be very careful. “

Rodrigues and Rust’s hat tricks lead Pens to Sharks 8-5 Sun, 02 Jan 2022 23:09:53 +0000

Evan Rodrigues (9) of the Pittsburgh Penguins celebrates his first of two first period goals during an NHL hockey game against the San Jose Sharks in Pittsburgh on Sunday January 2, 2022 (AP Photo / Gene J. Puskar)

Evan Rodrigues (9) of the Pittsburgh Penguins celebrates his first of two first period goals during an NHL hockey game against the San Jose Sharks in Pittsburgh on Sunday January 2, 2022 (AP Photo / Gene J. Puskar)


Evan Rodrigues and Bryan Rust both had third period hat tricks and the Pittsburgh Penguins beat the San Jose Sharks 8-5 on Sunday for their eighth consecutive victory.

Rodrigues and Rust each scored twice as the Pens took a 6-1 lead in the first period. Both added insurance goals in the final period, with Rodrigues achieving his first career hat trick with 2:01 left and Rust scoring in an empty net with 11 seconds left. Rust had five points, his best career record.

San Jose scored three times in the first 4:09 of the third period, but couldn’t overcome the huge deficit, which led to a premature exit of goaltender James Reimer. Alexander Barbanov, Brent Burns, Matt Nieto, Jacob Middleton and Logan Couture scored for the Sharks.

Casey DeSmith made 22 saves for Pittsburgh in place of starter Tristan Jarry, who is one of four Penguins in COVID-19 protocols. Pittsbugh hadn’t played since December 19.


NEW YORK (AP) – Mika Zibanejad netted his eighth career hat trick, Igor Shesterkin stopped 38 shots in his second shutout of the season and New York beat Tampa Bay.

Ryan Strome also scored, Chris Kreider had three assists and Adam Fox added two to help New York win for the third time in five games (3-1-1). The Rangers beat the Lightning for the second time in three days after a 4-3 shootout victory in Tampa, Fla. On Friday night.

In it, New York was without star striker Artemi Panarin, who was placed on COVID-19 protocols before the game.

Andrei Vasilevskiy, who was playing for the first time in 12 days after quitting COVID-19 protocols earlier today, made 17 saves as the Lightning lost their third straight game (0-2-1) after winning nine out of 10.


WASHINGTON (AP) – Nico Hischier scored his second goal of the game with 2:04 left in overtime to give New Jersey a victory over Washington.

Washington rallied at the end of regulation time to force overtime, with Nic Dowd shooting the Capitals inside a goal with 6:38 left and Conor Sheary tying with 3:47 left.

Yegor Sharangovich and Damon Severson scored in 1:14 of the first period for the Devils, and John Carlson scored for Washington with 47 seconds left in the period.

Mackenzie Blackwood made 27 saves for the Devils. Ilya Samsonov stopped 33 shots for the Capitals.


DENVER (AP) – Logan O’Connor scored a decisive goal late in the third period and Colorado rallied two goals behind Anaheim.

Mikko Rantanen had one goal and two assists and Darcy Kuemper made 29 saves for the Avalanche, who were playing their first game in nearly three weeks due to COVID-19 cases.

Anaheim, in its third game after suffering three postponements, took a 2-0 lead thanks to goals from Sam Carrick in the first and Cam Fowler in the second.

Josh Gibson made 32 saves and kept Colorado off the board until Devon Toews scored midway through the second period. Gabriel Landeskog equalized at the start of the third with his 10th of the season.


DETROIT (AP) – Erik Haula scored a deciding goal in the second period and Boston scored three more goals in the third to beat Detroit.

Patrice Bergeron has scored his fifth goal in three games against Detroit this season. Charlie McAvoy, Trent Frederic and Tomas Nosek also scored for the Bruins.

Jeremy Swayman made 23 saves as Boston won for the second time in two days after six straight postponements due to COVID-19 outbreaks. The Bruins defeated Buffalo 4-3 in overtime on Saturday.

Tyler Bertuzzi scored for the Red Wings. Alex Nedeljkovic, who was playing his first game since December 16, blocked 32 shots.

]]> Can companies make the unvaccinated pay more for their health insurance? Sat, 01 Jan 2022 00:53:07 +0000

AUSTIN (KXAN) – As COVID-19 cases increase and hospitals in Texas fill with patients battling the virus, big companies are considering using a newer tool to incentivize vaccination: making them pay more unvaccinated workers for health coverage.

Delta Air Lines was the first major employer to announce that it was adopting this tactic. In August, Delta CEO Ed Bastian announced that unvaccinated employees enrolled in its health care plan would have to pay an additional $ 200 in health insurance each month.

Bastian said the increase in premiums for unvaccinated workers was necessary to offset the costs of covering medical bills for workers who ended up in hospital with COVID-19.

“The average hospital stay for COVID-19 cost Delta $ 50,000 per person,” Bastian said in August.

In October, the US Department of Labor gave companies the green light to institute similar insurance surcharges for the unvaccinated – with stipulations. On the one hand, the surcharge cannot exceed 30 percent of the worker’s total monthly premium.

“There is a growing problem and concern about the employer’s ability to provide affordable health insurance to all of its employees, when in reality the impact of the cost of this coverage and the cost increases are growing. in addition according to the individuals. who choose not to be vaccinated and therefore incur higher claims and costs under their health plan, ”said Brian Johnston, principal of the Kansas-based Jackson Lewis law firm.

Joseph Lazzarotti, director of the New Jersey-based employee benefits law firm Jackson Lewis, said with this new federal focus, workers should expect more employers with insurance. self-funded impose surcharges on unvaccinated employees.

“I can tell you that if you get more and more questions, so do we,” Lazzarotti said. “This idea of ​​is going to need a booster and what does it mean to be fully immunized? Because it can potentially affect these programs,” Lazzarotti said.

The Labor Department compared the surtax for unvaccinated employees to the “smoke tax” that some companies levy on workers who use cigarettes or vape pens. Through personal wellness plans, the Ministry of Labor says employers can “reward” workers who choose not to smoke or to be vaccinated against COVID-19 with lower insurance premiums.

The federal agency warns that employers must give their employees the opportunity – at least once a year – to decide whether to get vaccinated and avoid the surtax. Under federal regulations, employers must also offer a reasonable alternative standard to avoid the supplement for employees who cannot be vaccinated due to a health problem.

“If there’s a medical condition that prevents you from getting the vaccine, it’s a whole different situation,” Johnston said. “If you’re in that situation, go see your employer and say, this is my situation, and say, I can’t have the vaccine for these reasons, and they have an obligation to accommodate you based on that circumstance. It’s your right.

The insurance telematics market could see a big movement: Masternaut, Trimble Navigation, Sierra Wireless Tue, 28 Dec 2021 19:11:44 +0000

This press release was originally distributed by SBWire

Edison, NJ – (SBWIRE) – 12/28/2021 – Advance Market Analytics has released a new research publication on “Insurance Telematics Market Insights, to 2026” with 232 pages and enriched with self-explanatory tables and charts in a presentable. In the study, you will find new trends, drivers, restraints and evolving opportunities generated by targeting stakeholders associated with the market. The growth of the insurance telematics market has been primarily driven by increased R&D spending around the world.

Some of the main players presented in the study are:
Agero Inc (United States), Aplicom OY (Finland), Masternaut Limited (United Kingdom), Mix Telematics (South Africa), Octo Telematics (United Kingdom), Sierra Wireless (Canada), Telogis (United States) , Trimble Navigation (United States), States).

Get Free Sample Exclusive PDF Copy Of This Research @

Scope of the insurance telematics report
Insurance telematics is seen as a way to ensure the majority of a business with future security, as market demand is expected to increase in the years to come. Insurance telematics devices are mainly used by the auto insurance company to track the driving behavior of the customer, and depending on the driving behavior of a driver, the insurance premiums may change. The telematics market for the insurance industry is growing steadily over the next few years, the reason for this is the decrease in the cost of connectivity solutions, such as wireless and cellular modes and the use of analytics. predictive that allows users to produce the driving risk score. from telematic data

Market trends:
Increase traction for risk assessment and management

Growing momentum towards IoT
Increased demand for insurance telematics in the insurance and automotive sector

Market factors:
Consumer enthusiasm for in-vehicle connectivity
Growth in smartphone penetration
Decrease in the cost of connectivity solutions
Increased regulatory compliance and regulations

Educate consumers on insurance telematics
Security issues associated with cloud and mobile technologies

The titled segments and subsections of the market are illuminated below:
by deployment model (Cloud, On-Premises), End user (SMEs, Large Enterprises)

The regions included are: North America, Europe, Asia-Pacific, Oceania, South America, Middle East and Africa

Distribution at country level: United States, Canada, Mexico, Brazil, Argentina, Colombia, Chile, South Africa, Nigeria, Tunisia, Morocco, Germany, United Kingdom (United Kingdom), Netherlands, Spain, Italy , Belgium, Austria, Turkey, Russia, France, Poland, Israel, United Arab Emirates, Qatar, Saudi Arabia, China, Japan, Taiwan, South Korea, Singapore, India, Australia and New Zealand, etc.

Have Any Questions Regarding Global Insurance Telematics Market Report, Ask Our Experts @

Strategic Points Covered In Table Of Contents Of Global Insurance Telematics Market:
Chapter 1: Introduction, Market Driving Product Study Objective and Research Scope of Insurance Telematics Market
Chapter 2: Exclusive Summary – Basic Information of Insurance Telematics Market.
Chapter 3: Display Market Dynamics – Drivers, Trends, Challenges and Opportunities of Insurance Telematics
Chapter 4: Overview of Insurance Telematics Market Factor Analysis, Porters Five Forces, Supply / Value Chain, PESTEL Analysis, Market Entropy, Patent / Trademark Analysis.
Chapter 5: View by Type, End User and Region / Country 2015-2020
Chapter 6: Assessment of Major Manufacturers of Insurance Telematics Market which includes its competitive landscape, peer group analysis, BCG matrix and company profile
Chapter 7: To assess the market by segments, by country and by manufacturers / company with revenue share and sales by key countries in these different regions (2021-2026)
Chapter 8 & 9: Viewing Appendix, Methodology and Data Source

finally, Insurance Telematics Market is a valuable source of advice for individuals and businesses.

Read the detailed index of the full research study at @

Contact us:
Craig Francis (Public Relations and Marketing Manager)
AMA Research & Media LLP
Unit # 429, Parsonage Road Edison, NJ
New Jersey United States – 08837
Telephone: +1 (206) 317 1218

Connect with us at

For more information on this press release visit: -wireless-1351058 .htm

Woman charged in Hammonton, N.J. in backhanded accident that killed police officer Sun, 26 Dec 2021 20:40:13 +0000

A Trenton woman was charged last year in a reverse accident that killed a veteran police officer on his way home from work in Atlantic County.

Taquaysha Bell, 29, was arrested at her home a week ago by detectives from the Mercer County Attorney’s Office Homicide Task Force, Atlantic County Acting Prosecutor Cary said. Shill.

She was charged with driving homicide and automobile assault following the June 19, 2020 crash on the White Horse Pike in Hammonton.

Taquaysha Bell (Atlantic County Attorney’s Office)

Michael Luko, of Mays Landing, was an officer with the New Jersey Social Services Police Department.

The 53-year-old was driving home around 11 p.m. when Bell’s van entered oncoming traffic near Moss Mill Road and struck Luko’s 2003 Honda Civic, the prosecutor’s office previously said.

Luko graduated from the Gloucester County Police Academy in 1998 and was a police officer for 22 years, according to his obituary last year, in addition to being a youth sports coach.

Bell was taken to Atlantic County after her arrest and was treated by Hammonton Police.

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NJ Sees Sharp Increase in Enrollments in ACA Health Insurance Plans | State and regional Fri, 24 Dec 2021 19:00:00 +0000

Associated press

Harold Brubaker The Philadelphia Investigator

New Jersey sees big surge in health insurance enrollments in its Affordable Care Act market, as consumers enjoy second year of increased subsidies under federal law designed to help the economy America through the coronavirus pandemic.

Enrollments for 2022 plans in the state were up 27% through Dec.5, compared to the same time last year. The total number of registrations in the state was 286,955, up from 226,727 last year, during the current open registration period starting November 1.

Residents have until December 31 to purchase coverage starting January 1 and until the end of January for coverage starting in February. Consumers can register on GetCoveredNJ. Nine in ten will receive a grant, state officials said.

“We are delighted that residents are taking advantage of the significant financial assistance that is now available in New Jersey as a result of federal and state action taken to reduce the cost of affordable and quality health insurance,” Marlene Caride, Commissioner of the New Jersey Department of Banking and Insurance, said in a statement.

The grants were increased by the American Rescue Plan Act in April.

NJ Department of Social Services announces $ 700 million child care plan

The New Jersey Department of Social Services on Wednesday announced a $ 700 million plan to help …

Before the changes, grants were only available to people earning less than 400% of the federal poverty line, or about $ 51,000 for an individual.

Americans seek virus testing and insurance of safe holiday gatherings Thu, 23 Dec 2021 08:05:07 +0000

It took Matthew Phillips four hours to get a coronavirus test.

Mr Phillips, a 34-year-old Seattle resident, spent Wednesday morning refreshing dozens of websites on his laptop until he could find a date. And once he got to a test site, he spent another hour and a half in line before it was his turn.

He now hopes to test negative in time for his flight to Houston on Thursday to see his loved ones over Christmas.

“It sounds like deja vu,” Phillips said. “It’s like we’re just living in this recurring nightmare.”

Indeed, a day after President Biden announced a resurgence of interest in testing as a way to fight the coronavirus, it was clear that the testing landscape reflected many divisions and frustrations – practical, political and otherwise – of the nation’s overall response to the nearly two-year pandemic.

Across the country, people are preparing for out-of-state trips and indoor gatherings with multiple generations of the same family. Many spend hours in line just to be turned back because the site runs out of tests. Some people without insurance avoid a test due to the high price or worry that a positive result could lead to a sick leave. And others, often in areas where the infection is rife, minimize the severity of the virus and avoid testing altogether.

“The fact that they’re hard to find suggests that there is a segment of people who really trust these tests,” said Preeti Malani, professor and director of health at the University of Michigan. “But are the people who need to be tested the most being tested? “

With the offer and promotion of the tests left out in the midst of the government’s vaccination campaign, she said, the tests remain “far from where they need to be.”

An upcoming study in South Carolina suggests that some of the same groups that have been slow to adopt the vaccination are also less likely to get tested. The survey of 15,000 people found that African American and Hispanic residents were less likely to get tested because of problems accessing tests, mistrust of the medical system, or fear of being tested. be tested. miss their job and their salary if they were positive.

People who identified as conservative were also less likely to request testing, due to a lack of concern about the virus, she said.

“How can we reach them? Said Melissa Nolan, professor of epidemiology at the University of South Carolina and one of the study’s authors. “And we can’t just assume that they don’t believe in testing or don’t want to be tested.”

In Nashville, the Metro Public Health Department is seeing long lines at its testing sites – but health officials say the numbers could be higher.

“We want everyone who comes out and interacts with people to test themselves regularly,” said Leslie Waller, the department’s epidemiologist. “We know that is not happening right now.”

Ms Waller noted that the lack of work, finding daycare and other disruptions in daily life make it difficult for people to come.

And if some were frustrated with the testing process, others were grateful.

At a test site run by the city of Nashville, Carol Cowart stood in line with her granddaughter, listening to Taylor Swift songs together, for about an hour.

“They go really fast,” Ms. Cowart said. “Everyone seems to know what they’re doing.

Ms Cowart had been exposed after having lunch with a friend on Saturday. She felt good but wanted to play it safe. “If I’m positive I’ll have to eat Christmas dinner in my room,” she said.

It was, she said, “quite frustrating just because people don’t get vaccinated.”

“I mean,” she continued, “what’s in it for getting the vaccine? “

Brian Orak, 36, a math and computer teacher in New Jersey, said he had no interest in taking a test unless he started showing symptoms.

“I would not take a test because a positive test would have a profoundly negative effect on my ability to teach and go to school,” said Orak, who is vaccinated and attends postgraduate classes at night. . “I might miss exams, a presentation, and my students would have an inferior learning experience. “

Brandon Walker, 32, of Baltimore, said he regretted having had to take time off work to get tested.

He went to three test sites on Wednesday to try to find a test. The first pushed him away, and the second was so overwhelmed that he couldn’t even find a parking space. Contacted by phone on Wednesday afternoon, he had been waiting for three and a half hours and had still not been called.

“I ran around Baltimore a lot, trying to find a place to get tested,” he said. “I used all of my resources to try and beat the wave, but it’s not working because everyone is trying to get it today.”

Livingston County, Mich., Health officials say access to testing has not been a challenge there. From providing testing directly to families with children in school, to the affordability of home testing for most high-income county residents, “testing is within reach.” said Lindsay Gestro, emergency preparedness coordinator for the county.

But public health officials continue to feel frustrated with the low number of tests, she said. The county’s high test positivity rate of 16% suggests the cases are significantly underestimated.

“I don’t mean to say they’re done – they’re sort of done dealing with Covid,” said Ms Gestro, who noted that the largely conservative county has never instituted Covid requirements beyond that. those imposed by the State. Many residents believe the Omicron is less severe than previous variants, with some early reports from other countries suggesting it produces milder cases.

More people have been tested ahead of travel and holiday gatherings, Ms Gestro said, but she said reluctance to request testing continued to contribute to the rapid spread of Covid in the county.

The effectiveness of testing in stopping the spread of the coronavirus has also been limited, she said, experiencing confusion over quarantine protocols while awaiting test results or when to take a test after exposure. , or before potentially exposing other people.

And for those who do decide to get tested, like Ashley Harper from Queens, they still have to wait hours.

On Monday afternoon, a site ran out of tests before Ms Harper and others online could get one. When she returned the next day at 8 a.m., the queue was already circling the block.

After hours of waiting in front of a mobile test van on Wednesday, she finally got her test.

“It’s frustrating that I have to wait three hours to get tested,” she said. “It’s frustrating that there aren’t more test sites. “

Still, experts stress that a negative outcome is not where the process ends.

“Tests can’t see what happens in the future” said Gigi Gronvall, professor at the Johns Hopkins Center for Health Security. “Some people see it as a jail-free release card when in fact it’s just a moment in time.”

Americans Hunt for Virus Tests and Assurance of Safe Holiday Gatherings first appeared in the New York Times.